Financial Foundations for Wealth Creation focuses on the ability to manage personal finances through education about basic budgeting, investing, personal credit, real estate, retirement and tax planning. In this course, students will learn to evaluate barriers to entry and potential markets using decision-making tools like cash flow statements and budgets. Specifically Real Estate Lending: How to get the loan builds on the fundamentals learned in Money Mastery and Credit & Credit Repair classes to help those interested in buying real estate thru the use of financing. Students will learn how their credit and budget will allow them to purchase real estate by understanding what the lending world looks at when looking to approve a borrower for the financing needed to purchase or refinance real estate and the steps of the process. The class offers an overview of common loan programs available, terms and definitions associated with the process along with tips and tricks on how to build wealth in real estate thru the use of financing.